Frequently Asked Questions

Yes, 100%. Your first consultation is completely free with no obligation. We'll discuss your situation, understand what services you need, and recommend the right plan for you. You only pay when you decide to move forward with a specific service.

Apps like Rocket Money and Billshark charge 35-60% of your savings, which can add up fast. We charge transparent flat fees starting at $79-$299 depending on the service. You know exactly what you'll pay upfront, and you keep 100% of the savings we find.

Most single-service reviews (like utility comparison or subscription audit) are delivered within 24 hours. The comprehensive Financial Wellness Check may take 48-72 hours to ensure thorough coverage. We'll give you a timeline during your consultation.

Both. Our report gives you clear recommendations you can act on yourself. But if you want help making the switch — calling providers, handling paperwork, or canceling subscriptions — we guide you through the entire process at no extra charge.

It's rare, but it happens. If we review your bills and determine you're already getting the best available rates, we'll let you know honestly. You'll still receive a report confirming your current setup is optimal, so you'll have peace of mind that you're not overpaying.

Both. We serve Houston homeowners, renters, and families with our personal services ($79-$449). For small businesses, our Business Expense Review ($299) covers vendor contracts, commercial utilities, SaaS subscriptions, and overhead costs.

We serve all of Greater Houston including the city of Houston, Katy, Sugar Land, The Woodlands, Pearland, League City, Pasadena, and surrounding areas. Since most of our work is done remotely, location within the Houston metro isn't a barrier.

Credit repair companies charge $79-$149/month for ongoing services. We charge a one-time $149 fee and give you a complete action plan you can execute yourself — including dispute letters, optimization strategies, and a 90-day timeline. No recurring charges.

The VIP plan ($75/month) includes all services, quarterly check-ins, ongoing bill monitoring, and contract re-negotiations as your plans expire. It's designed for people who want to make sure they're always getting the best deal, year-round.

Easy — just fill out our contact form or give us a call. We'll schedule a free consultation, understand your needs, and get to work finding your savings right away.